Can I keep a credit card for emergencies if I file Bankruptcy?
You must treat all creditors who are alike the same. If you discharge one unsecured debt, you have to discharge them all. So, your credit card companies will all cut you off
You will, however, be flooded with credit card offers; low limit, high interest rate cards. You can use one of these cards to rebuild your credit. Do NOT use it to build debt; don't pay extortionist interest. When you have the cash to pay for something, use the card and immediately pay off the amount.
Circle Law can help you review your financial circumstances and determine whether bankruptcy may be an option for you. Contact Circle Law.